PROTECT & INCREASE
Our Clients’ Assets & Estates

PREVENT
Estate Taxes and Probate Costs

ASSURE
Simplicity of Estate Settlement

Our philosophy has always been to help families preserve their wealth and achieve their long-term financial goals. We offer free estate and financial plan reviews. Contact us today to schedule a time to discuss your specific situation and work toward solidifying your family’s financial future.

ESTATE PRESERVATION

Working with independent Washington attorney Sam K. Eck, Esq., we provide the professional advice and high quality legal documents needed for effective estate preservation. We believe the first step to estate preservation is “disinheriting” the probate attorneys and probate court by using a high quality revocable living trust along with all necessary relevant amendments.

Additionally, we provide our clients with other important documents, which include: a durable power of attorney for health care, durable power of attorney for assets (with nomination of guardian), a living will and a “pour over” will.

Estates in excess of estate tax exemptions, which are currently $5+ million per person (Federal) and $2 million (Washington state) frequently can still prevent these estate taxes through the use of:

● Family Limited Partnerships
● Limited Liability Companies
● Gifting & Insurance Trusts
● Generation Skipping Trusts
● Charitable Remainder Trusts

OPTIMIZING IRA BENEFITS

Many families today have large portions of their assets and estates in IRA, 401k, 403b and other Qualified Retirement Plans. Heritage Benefits has developed significant expertise in maximizing the benefits of these plans for multiple generations through insightful use of IRA Legacy Trusts, Roth IRAs, and Coverdell Education Savings Accounts.